/* ============================================
   LUNAMAR
   Health Insurance - Florida
   Design System: Trust & Authority
   ============================================ */

*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  /* Brand Colors */
  --navy-900: #122657;
  --navy-800: #163067;
  --navy-700: #1A3474;
  --navy-600: #244592;
  --navy-500: #345BA8;
  --navy-400: #527AC0;
  --navy-300: #7FA3D9;
  --navy-200: #B1CAEA;
  --navy-100: #DBE9F8;
  --navy-50: #EEF5FD;

  --gold-600: #C98712;
  --gold-500: #E39D21;
  --gold-400: #F9B036;
  --gold-300: #FCC664;
  --gold-200: #FDDC9C;
  --gold-100: #FEEDD0;
  --gold-50: #FFF8EA;

  --sky-700: #329DCD;
  --sky-600: #4AB3E2;
  --sky-500: #74C6F1;
  --sky-400: #98D8F7;
  --sky-100: #D9F1FC;
  --sky-50: #F1FBFF;

  --teal-700: #3F7F1F;
  --teal-600: #4A9124;
  --teal-500: #55A32A;

  --slate-900: #16233F;
  --slate-800: #223353;
  --slate-700: #334766;
  --slate-600: #51627F;
  --slate-500: #71809A;
  --slate-400: #98A5BB;
  --slate-300: #C1CAD8;
  --slate-200: #DDE4EE;
  --slate-100: #EEF2F7;
  --slate-50: #F7F9FC;

  --white: #FFFFFF;
  --black: #020617;

  --success: #55A32A;
  --warning: #F9B036;
  --error: #DB0461;
  --red-500: #F23D85;
  --red-600: #DB0461;

  /* Typography */
  --font-heading: 'DM Serif Display', Georgia, serif;
  --font-body: 'IBM Plex Sans', -apple-system, sans-serif;

  /* Spacing */
  --section-py: 100px;
  --container-px: 40px;
  --container-max: 1200px;

  /* Radius */
  --radius-sm: 8px;
  --radius: 12px;
  --radius-lg: 16px;
  --radius-xl: 24px;

  /* Shadows */
  --shadow-sm: 0 1px 3px rgba(26, 52, 116, 0.08);
  --shadow: 0 4px 12px rgba(26, 52, 116, 0.1);
  --shadow-md: 0 8px 24px rgba(26, 52, 116, 0.12);
  --shadow-lg: 0 16px 48px rgba(26, 52, 116, 0.14);
  --shadow-xl: 0 24px 64px rgba(26, 52, 116, 0.18);
  --shadow-gold: 0 4px 20px rgba(249, 176, 54, 0.3);

  /* Transitions */
  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition: 250ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 400ms cubic-bezier(0.16, 1, 0.3, 1);
}

/* --- Base --- */
html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--slate-700);
  background: linear-gradient(180deg, var(--sky-50) 0%, #ffffff 28%, #ffffff 100%);
  overflow-x: hidden;
}

.home-page {
  background: var(--white);
}

.home-page .hero {
  background: var(--white);
}

h1, h2, h3, h4, h5 {
  font-family: var(--font-heading);
  color: var(--navy-900);
  line-height: 1.2;
  font-weight: 400;
}

h1 { font-size: clamp(2.4rem, 5vw, 3.6rem); }
h2 { font-size: clamp(2rem, 4vw, 2.8rem); }
h3 { font-size: clamp(1.4rem, 2.5vw, 1.8rem); }
h4 { font-size: 1.25rem; }
h5 { font-size: 1.1rem; }

p {
  max-width: 68ch;
  color: var(--slate-600);
}

a {
  text-decoration: none;
  color: inherit;
  transition: color var(--transition-fast);
}

img { max-width: 100%; display: block; }
ul { list-style: none; }

/* --- Skip Link --- */
.skip-link {
  position: absolute;
  top: -100%;
  left: 16px;
  padding: 12px 24px;
  background: var(--navy-900);
  color: var(--white);
  border-radius: var(--radius);
  z-index: 1000;
  font-weight: 600;
}
.skip-link:focus { top: 16px; }

/* --- Container --- */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--container-px);
}

/* --- Scroll Progress --- */
.scroll-progress {
  position: fixed;
  top: 0;
  left: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--sky-500), var(--teal-500));
  z-index: 10000;
  width: 0%;
}

/* ============================================
   LANGUAGE SWITCHER
   ============================================ */
.lang-switch {
  display: flex;
  align-items: center;
  gap: 4px;
  margin-right: 8px;
  background: var(--slate-50);
  border-radius: 50px;
  padding: 3px;
}

.lang-btn {
  padding: 5px 12px;
  font-size: 0.8rem;
  font-weight: 600;
  border: none;
  background: transparent;
  color: var(--slate-500);
  border-radius: 50px;
  cursor: pointer;
  transition: all var(--transition-fast);
  font-family: var(--font-body);
}

.lang-btn.active {
  background: var(--white);
  color: var(--navy-900);
  box-shadow: var(--shadow-sm);
}

.lang-btn:hover:not(.active) {
  color: var(--navy-700);
}

/* Language visibility */
[data-lang="es"] { display: none; }
body.lang-es [data-lang="en"] { display: none; }
body.lang-es [data-lang="es"] { display: block; }
body.lang-es span[data-lang="es"],
body.lang-es a[data-lang="es"],
body.lang-es div[data-lang="es"],
body.lang-es section[data-lang="es"],
body.lang-es p[data-lang="es"],
body.lang-es li[data-lang="es"],
body.lang-es h1[data-lang="es"],
body.lang-es h2[data-lang="es"],
body.lang-es h3[data-lang="es"],
body.lang-es h4[data-lang="es"],
body.lang-es blockquote[data-lang="es"],
body.lang-es button[data-lang="es"],
body.lang-es label[data-lang="es"],
body.lang-es option[data-lang="es"] {
  display: block;
}
/* Inline elements */
body.lang-es span[data-lang="es"] { display: inline; }
body.lang-es a[data-lang="es"] { display: inline-flex; }

/* Fix for flex/grid children */
body.lang-es .hero-buttons a[data-lang="es"],
body.lang-es .cta-buttons a[data-lang="es"],
body.lang-es .nav-menu a[data-lang="es"] { display: inline-flex; }

body.lang-es .insurance-card[data-lang="es"],
body.lang-es .feature-card[data-lang="es"],
body.lang-es .step-card[data-lang="es"],
body.lang-es .contact-method[data-lang="es"],
body.lang-es .about-stat-card[data-lang="es"],
body.lang-es .hero-card-item[data-lang="es"] { display: flex; }

body.lang-es .hero-card-items[data-lang="es"],
body.lang-es .about-list[data-lang="es"],
body.lang-es .contact-methods[data-lang="es"] { display: flex; }

body.lang-es .insurance-grid[data-lang="es"],
body.lang-es .features-grid[data-lang="es"],
body.lang-es .steps-grid[data-lang="es"],
body.lang-es .about-stats-grid[data-lang="es"] { display: grid; }

/* ============================================
   NAVBAR
   ============================================ */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  padding: 20px 0;
  transition: all var(--transition);
}

.navbar.scrolled {
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  padding: 12px 0;
  box-shadow: 0 1px 20px rgba(26, 52, 116, 0.08);
}

.home-page .navbar.scrolled {
  background: rgba(26, 52, 116, 0.96);
  box-shadow: 0 8px 24px rgba(18, 38, 87, 0.18);
}

.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-heading);
  font-size: 1.35rem;
  color: var(--navy-900);
  cursor: pointer;
  white-space: nowrap;
}

.nav-logo .logo-icon {
  height: 88px;
  width: auto;
  object-fit: contain;
  flex-shrink: 0;
  transition: none;
}

.nav-logo .logo-white {
  display: none;
  height: 88px;
  margin: 0;
}

.home-page .navbar.scrolled .logo-default {
  display: none;
}

.home-page .navbar.scrolled .logo-white {
  display: block;
}

.home-page .navbar.scrolled .nav-link {
  color: rgba(255, 255, 255, 0.88);
}

.home-page .navbar.scrolled .nav-link:hover {
  color: var(--white);
  background: rgba(255, 255, 255, 0.1);
}

.home-page .navbar.scrolled .nav-link.active {
  color: var(--white);
}

.home-page .navbar.scrolled .lang-switch {
  background: rgba(255, 255, 255, 0.12);
}

.home-page .navbar.scrolled .lang-btn {
  color: rgba(255, 255, 255, 0.8);
}

.home-page .navbar.scrolled .lang-btn.active {
  background: rgba(255, 255, 255, 0.16);
  color: var(--white);
  box-shadow: none;
}

.home-page .navbar.scrolled .menu-toggle span {
  background: var(--white);
}

.footer-brand .logo-default {
  display: none;
}

.footer-brand .logo-white {
  display: block;
}

.nav-logo .logo-sub {
  font-family: var(--font-body);
  font-size: 0.7rem;
  color: var(--slate-500);
  font-weight: 500;
  display: block;
  line-height: 1;
  margin-top: 2px;
}

.nav-logo span {
  color: var(--gold-500);
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 6px;
}

.nav-link {
  padding: 8px 16px;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--slate-700);
  border-radius: var(--radius-sm);
  transition: all var(--transition-fast);
  cursor: pointer;
  white-space: nowrap;
}

.nav-link:hover {
  color: var(--navy-900);
  background: var(--slate-50);
}

.nav-link.active {
  color: var(--navy-900);
  font-weight: 600;
}

.btn-nav {
  padding: 10px 24px;
  background: var(--navy-900);
  color: var(--white) !important;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.9rem;
  cursor: pointer;
  transition: all var(--transition);
  margin-left: 4px;
}

.btn-nav:hover {
  background: var(--navy-700);
  box-shadow: var(--shadow-md);
  transform: translateY(-1px);
}

.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  background: none;
  border: none;
}

.menu-toggle span {
  width: 24px;
  height: 2px;
  background: var(--navy-900);
  border-radius: 2px;
  transition: all var(--transition-fast);
}

/* ============================================
   BUTTONS
   ============================================ */
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  background: var(--navy-900);
  color: var(--white);
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--transition);
}

.btn-primary:hover {
  background: var(--navy-700);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.btn-primary svg {
  width: 18px;
  height: 18px;
  transition: transform var(--transition-fast);
}

.btn-primary:hover svg {
  transform: translateX(3px);
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  background: transparent;
  color: var(--navy-900);
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  border: 2px solid var(--slate-200);
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--transition);
}

.btn-secondary:hover {
  border-color: var(--navy-900);
  background: var(--navy-50);
  transform: translateY(-2px);
}

.btn-gold {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  background: linear-gradient(135deg, var(--gold-500), var(--gold-400));
  color: var(--navy-900);
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 700;
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--transition);
}

.btn-gold:hover {
  box-shadow: var(--shadow-gold);
  transform: translateY(-2px);
}

.btn-gold svg {
  width: 18px;
  height: 18px;
  transition: transform var(--transition-fast);
}

.btn-gold:hover svg {
  transform: translateX(3px);
}

.btn-white {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  background: var(--white);
  color: var(--navy-900);
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--transition);
}

.btn-white:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

/* ============================================
   SECTION UTILITIES
   ============================================ */
.section {
  padding: var(--section-py) 0;
}

.section-light {
  background: var(--slate-50);
}

.section-navy {
  background: linear-gradient(160deg, var(--navy-700) 0%, var(--navy-900) 100%);
}

.section-navy h2, .section-navy h3, .section-navy h4 {
  color: var(--white);
}
.section-navy p {
  color: #e5efff;
}

.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 64px;
}

.section-header .label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background: var(--sky-50);
  color: var(--sky-700);
  font-size: 0.85rem;
  font-weight: 600;
  border-radius: 50px;
  margin-bottom: 20px;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}

.section-header .label svg {
  width: 16px;
  height: 16px;
}

.section-navy .section-header .label {
  background: rgba(116, 198, 241, 0.14);
  color: var(--sky-400);
}

.section-header h2 { margin-bottom: 16px; }

.section-header p {
  margin: 0 auto;
  font-size: 1.1rem;
}

.gold-line {
  width: 48px;
  height: 3px;
  background: linear-gradient(90deg, var(--gold-400), var(--teal-500));
  border-radius: 3px;
  margin-bottom: 20px;
}

.section-header .gold-line {
  margin: 0 auto 20px;
}

/* ============================================
   HERO
   ============================================ */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 140px 0 100px;
  background: linear-gradient(145deg, #f2fbff 0%, #d9f1fc 44%, #dbe9f8 100%);
  position: relative;
  overflow: hidden;
  color: var(--navy-900);
}

.hero::before {
  content: '';
  position: absolute;
  top: -200px;
  right: -200px;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(116, 198, 241, 0.3) 0%, transparent 72%);
  border-radius: 50%;
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -100px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(85, 163, 42, 0.16) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.hero-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px 80px;
  align-items: center;
}

.hero .container {
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 20px 8px 8px;
  background: rgba(255, 255, 255, 0.78);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(116, 198, 241, 0.35);
  border-radius: 50px;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--navy-800);
  margin-bottom: 28px;
}

.hero-badge .badge-dot {
  width: 28px;
  height: 28px;
  background: linear-gradient(135deg, var(--gold-400), var(--teal-500));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero-badge .badge-dot svg {
  width: 14px;
  height: 14px;
  color: var(--white);
}

.hero h1 { margin-bottom: 24px; color: var(--navy-900); }

.hero h1 .highlight {
  color: var(--navy-600);
  position: relative;
}

.hero-text {
  font-size: 1.15rem;
  line-height: 1.8;
  color: var(--slate-700);
  margin-bottom: 40px;
  max-width: 520px;
}

.hero-buttons {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}

.hero-stats {
  display: flex;
  gap: 40px;
  padding-top: 32px;
  border-top: 1px solid rgba(15, 23, 42, 0.16);
}

.hero-stat .stat-number {
  font-family: var(--font-heading);
  font-size: 2rem;
  color: var(--navy-900);
  display: block;
}

.hero-stat .stat-label {
  font-size: 0.875rem;
  color: var(--slate-600);
  font-weight: 500;
}

/* Hero Visual */
.hero-visual {
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: stretch;
  gap: 24px;
  min-height: 620px;
}

.hero-family-frame {
  width: 100%;
  max-width: 620px;
  min-height: 560px;
  align-self: flex-end;
  position: relative;
}

.hero-family-backdrop {
  width: 100%;
  max-width: 620px;
  min-height: 560px;
  border-radius: 42% 58% 50% 50% / 33% 35% 65% 67%;
  overflow: hidden;
  box-shadow: 0 28px 70px rgba(26, 52, 116, 0.16);
  position: relative;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.12), rgba(255, 255, 255, 0.04));
}

.hero-family-image {
  width: 100%;
  height: 100%;
  min-height: 560px;
  display: block;
  object-fit: cover;
  object-position: center 42%;
  image-rendering: auto;
}

.hero-family-frame::before,
.hero-family-frame::after {
  content: '';
  position: absolute;
  inset: -18px;
  border-radius: 42% 58% 50% 50% / 33% 35% 65% 67%;
  pointer-events: none;
  z-index: 2;
}

.hero-family-frame::before {
  border: 2px solid rgba(116, 198, 241, 0.9);
  transform: rotate(-8deg);
}

.hero-family-frame::after {
  inset: -10px;
  border: 2px solid rgba(249, 176, 54, 0.75);
  transform: rotate(6deg);
}

.hero-tagline {
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--sky-600);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 16px;
}

.hero-lang-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--slate-600);
  margin-top: 8px;
}

.hero-lang-badge svg {
  color: var(--sky-600);
}

.hero-lang-divider {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-weight: 700;
  color: var(--navy-900);
  font-size: 0.95rem;
  margin-top: 4px;
}

.hero-lang-divider::before,
.hero-lang-divider::after {
  content: '';
  display: block;
  width: 36px;
  height: 2px;
  background: #c0392b;
}

.btn-pill {
  border-radius: 50px !important;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-size: 0.85rem;
}

/* WhatsApp Button */
.btn-whatsapp {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 28px;
  background: var(--teal-500);
  color: var(--white);
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 1rem;
  text-decoration: none;
  transition: all var(--transition);
  box-shadow: 0 4px 14px rgba(85, 163, 42, 0.3);
}

.btn-whatsapp:hover {
  background: var(--teal-600);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(85, 163, 42, 0.38);
}

.btn-whatsapp svg {
  width: 20px;
  height: 20px;
}

.hero-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  padding: 40px;
  width: 100%;
  max-width: 480px;
  position: relative;
  border: 1px solid var(--slate-100);
}

.hero-card-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 32px;
}

.hero-card-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--navy-800), var(--navy-600));
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero-card-icon svg {
  width: 28px;
  height: 28px;
  color: var(--sky-400);
}

.hero-card-header h3 { font-size: 1.2rem; }
.hero-card-header p { font-size: 0.85rem; color: var(--slate-500); }

.hero-card-items {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.hero-card-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 18px;
  background: var(--slate-50);
  border-radius: var(--radius);
  transition: all var(--transition);
}

.hero-card-item:hover {
  background: var(--sky-50);
  transform: translateX(4px);
}

.hero-card-item .item-icon {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.hero-card-item .item-icon svg { width: 20px; height: 20px; }

.hero-card-item .item-icon.blue { background: rgba(116, 198, 241, 0.18); color: var(--sky-700); }
.hero-card-item .item-icon.teal { background: rgba(85, 163, 42, 0.16); color: var(--teal-700); }
.hero-card-item .item-icon.navy { background: rgba(26, 52, 116, 0.1); color: var(--navy-700); }
.hero-card-item .item-icon.red { background: rgba(219, 4, 97, 0.12); color: var(--red-600); }

.hero-card-item .item-text strong {
  display: block;
  font-size: 0.938rem;
  color: var(--navy-900);
}

.hero-card-item .item-text span {
  font-size: 0.8rem;
  color: var(--slate-500);
}

.hero-floating {
  position: absolute;
  padding: 12px 20px;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-md);
  font-size: 0.85rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 10px;
  animation: float 6s ease-in-out infinite;
  border: 1px solid var(--slate-100);
}

.hero-floating.top-right { top: -16px; right: -24px; }
.hero-floating.bottom-left { bottom: -16px; left: -24px; }
.hero-floating svg { width: 20px; height: 20px; }
.hero-floating .check { color: var(--success); }
.hero-floating .blue { color: var(--sky-600); }

/* ============================================
   TRUST STRIP
   ============================================ */
.trust-strip {
  padding: 26px 0;
  background: var(--white);
  border-top: 1px solid rgba(116, 198, 241, 0.14);
  border-bottom: 1px solid rgba(26, 52, 116, 0.06);
}

.trust-strip .container {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9rem;
  color: var(--navy-700);
  font-weight: 600;
}

.trust-item svg {
  width: 20px;
  height: 20px;
  color: var(--gold-500);
}

.trust-divider {
  width: 1px;
  height: 24px;
  background: linear-gradient(180deg, rgba(116, 198, 241, 0.1), rgba(26, 52, 116, 0.18), rgba(116, 198, 241, 0.1));
}

/* ============================================
   INSURANCE CARDS
   ============================================ */
.insurance-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.insurance-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  border: 1px solid var(--slate-100);
  transition: all var(--transition);
  cursor: pointer;
  position: relative;
  overflow: hidden;
}

.insurance-card::before {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--sky-600), var(--teal-500));
  transform: scaleX(0);
  transition: transform var(--transition);
}

.insurance-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.insurance-card:hover::before {
  transform: scaleX(1);
}

.insurance-card .card-icon {
  width: 56px;
  height: 56px;
  background: var(--sky-50);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  transition: all var(--transition);
}

.insurance-card:hover .card-icon {
  background: var(--navy-900);
}

.insurance-card .card-icon svg {
  width: 26px;
  height: 26px;
  color: var(--sky-700);
  transition: color var(--transition);
}

.insurance-card:hover .card-icon svg {
  color: var(--sky-400);
}

.insurance-card h3 { font-size: 1.3rem; margin-bottom: 12px; }
.insurance-card p { font-size: 0.938rem; line-height: 1.7; margin-bottom: 20px; }

.insurance-card .card-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--navy-900);
  transition: all var(--transition-fast);
  cursor: pointer;
}

.insurance-card .card-link svg {
  width: 16px;
  height: 16px;
  transition: transform var(--transition-fast);
}

.insurance-card:hover .card-link { color: var(--sky-700); }
.insurance-card:hover .card-link svg { transform: translateX(4px); }

/* ============================================
   FEATURES
   ============================================ */
.features-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.feature-card {
  display: flex;
  gap: 20px;
  padding: 32px;
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--slate-100);
  transition: all var(--transition);
  cursor: pointer;
}

.feature-card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--sky-100);
}

.feature-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  background: linear-gradient(135deg, var(--sky-50), var(--sky-100));
}

.feature-icon svg {
  width: 24px;
  height: 24px;
  color: var(--sky-700);
}

.feature-card h4 {
  font-family: var(--font-body);
  font-weight: 700;
  margin-bottom: 8px;
}

.feature-card p { font-size: 0.938rem; }

/* Navy variant */
.section-navy .feature-card {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(255, 255, 255, 0.1);
  padding: 36px;
}
.section-navy .feature-card:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(116, 198, 241, 0.35);
  transform: translateY(-4px);
}
.section-navy .feature-card h4 { color: var(--white); font-size: 1.05rem; }
.section-navy .feature-card p { color: var(--slate-300); line-height: 1.7; }
.section-navy .feature-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, rgba(14, 165, 233, 0.2), rgba(20, 184, 166, 0.15));
}
.section-navy .feature-icon svg {
  width: 26px;
  height: 26px;
  color: var(--sky-400);
}
.section-navy .feature-icon svg { color: var(--sky-400); }

/* ============================================
   ABOUT SPLIT
   ============================================ */
.about-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.about-stats-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.about-stat-card {
  background: var(--white);
  border: 1px solid var(--slate-100);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  text-align: center;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}

.about-stat-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--sky-500), var(--teal-500));
}

.about-stat-card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--sky-100);
  transform: translateY(-3px);
}

.about-stat-card .stat-number {
  font-family: var(--font-heading);
  font-size: 2.4rem;
  color: var(--navy-800);
  display: block;
  margin-bottom: 4px;
  background: linear-gradient(135deg, var(--navy-800), var(--sky-600));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.about-stat-card .stat-label {
  font-size: 0.85rem;
  color: var(--slate-600);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.about-content .gold-line { margin-bottom: 16px; }
.about-content h2 { margin-bottom: 20px; }
.about-content > p { margin-bottom: 28px; font-size: 1.05rem; }

.about-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 32px;
}

.about-list li {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 500;
  color: var(--slate-700);
}

.about-list li svg {
  width: 20px;
  height: 20px;
  color: var(--sky-600);
  flex-shrink: 0;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* ============================================
   CTA
   ============================================ */
.cta-section { padding: 80px 0; }

.cta-box {
  background: linear-gradient(135deg, var(--navy-700) 0%, var(--navy-500) 100%);
  border-radius: var(--radius-xl);
  padding: 72px 64px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-box::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(116, 198, 241, 0.18) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.cta-box::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -10%;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(85, 163, 42, 0.14) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.cta-box h2 {
  color: var(--white);
  margin-bottom: 16px;
  position: relative;
  z-index: 1;
}

.cta-box p {
  color: #edf5ff;
  font-size: 1.1rem;
  margin: 0 auto 36px;
  max-width: 520px;
  position: relative;
  z-index: 1;
}

.cta-box .cta-buttons {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
  position: relative;
  z-index: 1;
}

/* ============================================
   STEPS
   ============================================ */
/* Timeline Steps */
.timeline {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  padding-top: 24px;
}

.timeline-track {
  position: absolute;
  top: 50px;
  left: calc(12.5% + 26px);
  right: calc(12.5% + 26px);
  height: 3px;
  background: linear-gradient(90deg, var(--sky-400), var(--teal-500), var(--sky-400));
  border-radius: 2px;
  z-index: 0;
}

.timeline-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  position: relative;
  z-index: 1;
}

.timeline-dot {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--white);
  border: 3px solid var(--sky-400);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 28px;
  transition: all var(--transition);
  box-shadow: 0 4px 20px rgba(14, 165, 233, 0.15);
  position: relative;
}

.timeline-dot::before {
  content: '';
  position: absolute;
  inset: -8px;
  border-radius: 50%;
  background: rgba(14, 165, 233, 0.06);
  z-index: -1;
}

.timeline-step:hover .timeline-dot {
  background: linear-gradient(135deg, var(--sky-500), var(--teal-500));
  border-color: transparent;
  transform: scale(1.12);
  box-shadow: 0 8px 28px rgba(14, 165, 233, 0.3);
}

.timeline-step:hover .timeline-dot span {
  color: var(--white);
}

.timeline-dot span {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--sky-600);
  transition: color var(--transition);
}

.timeline-content {
  padding: 0 20px;
  max-width: 280px;
}

.timeline-content h3 {
  font-size: 1.08rem;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--navy-900);
}

.timeline-content p {
  font-size: 0.88rem;
  line-height: 1.7;
  color: var(--slate-600);
}

/* ============================================
   CONTACT
   ============================================ */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 64px;
  align-items: start;
}

.contact-info {
  background: linear-gradient(180deg, var(--white) 0%, var(--sky-50) 100%);
  border: 1px solid var(--slate-100);
  border-radius: var(--radius-xl);
  padding: 36px;
  box-shadow: var(--shadow);
}

.contact-info h3 { margin-bottom: 12px; }
.contact-info > p { margin-bottom: 32px; font-size: 1.05rem; }

.contact-methods {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.contact-method {
  display: flex;
  gap: 16px;
  padding: 20px;
  background: var(--slate-50);
  border-radius: var(--radius);
  transition: all var(--transition);
  cursor: pointer;
}

.contact-method:hover {
  background: var(--sky-50);
  transform: translateX(4px);
}

.contact-method-whatsapp {
  background: linear-gradient(135deg, rgba(85, 163, 42, 0.1), rgba(116, 198, 241, 0.08));
  border: 1px solid rgba(85, 163, 42, 0.2);
}

.contact-method-whatsapp:hover {
  background: linear-gradient(135deg, rgba(85, 163, 42, 0.16), rgba(116, 198, 241, 0.12));
}

.contact-method .method-icon {
  width: 48px;
  height: 48px;
  background: var(--white);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: var(--shadow-sm);
}

.contact-method .method-icon svg {
  width: 22px;
  height: 22px;
  color: var(--navy-700);
}

.contact-method strong {
  display: block;
  font-size: 0.938rem;
  color: var(--navy-900);
  margin-bottom: 2px;
}

.contact-method span {
  font-size: 0.875rem;
  color: var(--slate-500);
}

/* Contact Form */
.contact-form-wrapper {
  background: var(--white);
  border: 1px solid var(--slate-100);
  border-radius: var(--radius-xl);
  padding: 40px;
  box-shadow: var(--shadow);
}

.contact-form-wrapper h3 { margin-bottom: 8px; }
.contact-form-wrapper > p { margin-bottom: 28px; font-size: 0.95rem; }

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 16px;
}

.form-group { margin-bottom: 16px; }

.form-group label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--navy-900);
  margin-bottom: 6px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.938rem;
  color: var(--navy-900);
  background: var(--white);
  transition: all var(--transition-fast);
  outline: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--sky-600);
  box-shadow: 0 0 0 3px rgba(116, 198, 241, 0.2);
}

.form-group textarea {
  resize: vertical;
  min-height: 120px;
}

.form-group select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%2364748B' viewBox='0 0 16 16'%3E%3Cpath d='M4.5 6l3.5 4 3.5-4z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
}

.btn-submit {
  width: 100%;
  padding: 14px;
  background: var(--navy-900);
  color: var(--white);
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: all var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.btn-submit:hover {
  background: var(--navy-700);
  box-shadow: var(--shadow-md);
}

.btn-submit svg { width: 18px; height: 18px; }

/* ============================================
   PAGE HERO
   ============================================ */
.page-hero {
  padding: 160px 0 80px;
  background: linear-gradient(160deg, var(--navy-900) 0%, var(--navy-700) 100%);
  position: relative;
  overflow: hidden;
}

.page-hero-layout {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
}

.page-hero::before {
  content: '';
  position: absolute;
  top: -200px;
  right: -100px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(116, 198, 241, 0.16) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.page-hero .breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.85rem;
  color: var(--slate-400);
  margin-bottom: 20px;
}

.page-hero .breadcrumb a {
  color: var(--slate-400);
  cursor: pointer;
}

.page-hero .breadcrumb a:hover { color: var(--sky-400); }
.page-hero .breadcrumb svg { width: 14px; height: 14px; }
.page-hero h1 { color: var(--white); margin-bottom: 16px; }
.page-hero p { color: var(--slate-300); font-size: 1.15rem; max-width: 580px; }

.page-hero-panel {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-xl);
  padding: 28px;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  box-shadow: var(--shadow-lg);
}

.page-hero-stat + .page-hero-stat {
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.page-hero-stat strong {
  display: block;
  color: var(--white);
  font-size: 1rem;
  margin-bottom: 6px;
}

.page-hero-stat span {
  display: block;
  color: #dce9fb;
  font-size: 0.95rem;
  line-height: 1.6;
}

.page-hero-stat a {
  color: inherit;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.contact-page .page-hero {
  padding: 124px 0 38px;
}

.contact-page .page-hero-layout {
  grid-template-columns: 1.1fr 0.9fr;
  gap: 36px;
}

.contact-page .page-hero-panel {
  padding: 22px;
  border-radius: var(--radius-lg);
}

.contact-page .page-hero-stat + .page-hero-stat {
  margin-top: 12px;
  padding-top: 12px;
}

.contact-page .section {
  padding: 56px 0 76px;
}

.contact-page .contact-info,
.contact-page .contact-form-wrapper {
  border-radius: var(--radius-lg);
}

.contact-page .contact-method {
  min-height: 88px;
}

/* ============================================
   FLORIDA REGISTRATION BADGE
   ============================================ */
.reg-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 20px;
  background: rgba(85, 163, 42, 0.08);
  border: 1px solid rgba(85, 163, 42, 0.24);
  border-radius: var(--radius);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--success);
  margin-top: 20px;
}

.reg-badge svg {
  width: 18px;
  height: 18px;
}

.reg-badge a {
  color: var(--success);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.reg-badge a:hover {
  color: var(--teal-700);
}

/* ============================================
   FOOTER
   ============================================ */
.footer {
  background: linear-gradient(170deg, var(--navy-800) 0%, var(--navy-900) 100%);
  padding: 80px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-brand .nav-logo { margin-bottom: 16px; color: var(--white); }

.footer-brand p {
  color: #d6e5fb;
  font-size: 0.9rem;
  max-width: 280px;
}

.footer-col h4 {
  color: var(--white);
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 0.938rem;
  margin-bottom: 20px;
}

.footer-col ul {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-col a {
  font-size: 0.9rem;
  color: #d6e5fb;
  transition: all var(--transition-fast);
  cursor: pointer;
}

.footer-col a:hover {
  color: var(--gold-300);
  padding-left: 4px;
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 14px;
}

.footer-contact-item svg {
  width: 18px;
  height: 18px;
  color: var(--sky-400);
  margin-top: 3px;
  flex-shrink: 0;
}

.footer-contact-item span {
  font-size: 0.9rem;
  color: #d6e5fb;
}

.footer-bottom {
  padding: 24px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.footer-bottom p {
  font-size: 0.825rem;
  color: #b9cdef;
}

.footer-bottom-links {
  display: flex;
  gap: 24px;
}

.footer-bottom-links a {
  font-size: 0.825rem;
  color: #b9cdef;
  cursor: pointer;
}

.footer-bottom-links a:hover { color: var(--gold-300); }

/* ============================================
   ANIMATIONS
   ============================================ */
@keyframes float {
  0%, 100% { transform: translateY(0px); }
  50% { transform: translateY(-12px); }
}

.reveal {
  opacity: 0;
  transform: translateY(40px);
  transition: all 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal-delay-1 { transition-delay: 100ms; }
.reveal-delay-2 { transition-delay: 200ms; }
.reveal-delay-3 { transition-delay: 300ms; }
.reveal-delay-4 { transition-delay: 400ms; }
.reveal-delay-5 { transition-delay: 500ms; }

/* ============================================
   FLOATING WHATSAPP
   ============================================ */
.floating-whatsapp {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 900;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: #25D366;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 24px rgba(37, 211, 102, 0.4);
  transition: all var(--transition);
  text-decoration: none;
  animation: pulse-wa 2s ease-in-out infinite;
}

.floating-whatsapp:hover {
  transform: scale(1.1);
  box-shadow: 0 8px 32px rgba(37, 211, 102, 0.5);
}

.floating-whatsapp svg {
  width: 32px;
  height: 32px;
  fill: var(--white);
}

@keyframes pulse-wa {
  0%, 100% { box-shadow: 0 6px 24px rgba(37, 211, 102, 0.4); }
  50% { box-shadow: 0 6px 32px rgba(37, 211, 102, 0.6); }
}

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 1024px) {
  :root { --section-py: 80px; --container-px: 32px; }

  .hero-layout,
  .hero .container { grid-template-columns: 1fr; gap: 48px; text-align: center; }
  .hero-text { margin: 0 auto 40px; }
  .hero-buttons { justify-content: center; }
  .hero-stats { justify-content: center; }
  .hero-visual { order: 2; }
  .hero-floating { display: none; }
  .hero-visual { min-height: auto; align-items: center; }
  .hero-family-backdrop { align-self: center; min-height: 520px; }

  .insurance-grid { grid-template-columns: repeat(2, 1fr); }
  .about-split { grid-template-columns: 1fr; gap: 48px; }
  .timeline { grid-template-columns: repeat(2, 1fr); gap: 48px 0; }
  .timeline-track { display: none; }
  .contact-grid { grid-template-columns: 1fr; }
  .page-hero-layout { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  :root { --section-py: 64px; --container-px: 24px; }

  .menu-toggle { display: flex; }
  .lang-switch { margin-right: 12px; }

  .nav-menu {
    position: fixed;
    top: 0;
    right: -100%;
    width: 300px;
    height: 100vh;
    background: var(--white);
    flex-direction: column;
    align-items: flex-start;
    padding: 80px 32px 32px;
    gap: 4px;
    box-shadow: var(--shadow-xl);
    transition: right var(--transition-slow);
    z-index: 999;
  }

  .nav-menu.active { right: 0; }

  .nav-link { width: 100%; padding: 12px 16px; }

  .btn-nav {
    width: 100%;
    text-align: center;
    margin-left: 0;
    margin-top: 8px;
    justify-content: center;
  }

  .features-grid { grid-template-columns: 1fr; }
  .insurance-grid { grid-template-columns: 1fr; }
  .timeline { grid-template-columns: 1fr; gap: 40px; }

  .hero { padding: 120px 0 80px; min-height: auto; }
  .hero-card { max-width: 100%; }
  .hero-stats { gap: 24px; }

  .hero-family-backdrop {
    min-height: 400px;
    border-radius: 30px;
  }

  .form-row { grid-template-columns: 1fr; }

  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 12px; text-align: center; }

  .cta-box { padding: 48px 32px; }
}

@media (max-width: 480px) {
  .hero-buttons { flex-direction: column; }
  .hero-buttons .btn-primary,
  .hero-buttons .btn-secondary,
  .hero-buttons .btn-gold { width: 100%; justify-content: center; }
  .hero-stats { flex-direction: column; align-items: center; gap: 16px; }
  .trust-strip .container { flex-direction: column; gap: 16px; }
  .trust-divider { width: 32px; height: 1px; }
  .nav-logo { font-size: 1.15rem; }
  .nav-logo .logo-icon { height: 72px; }
  .timeline { gap: 32px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  .reveal { opacity: 1; transform: none; }
}